Athletics Alberta is pleased to offer both general liability and personal insurance.
Commercial General Liability
Membership with Athletics Alberta has the benefit of insurance. Commercial general liability insurance is provided for our members as a part of the membership fee. Sport injury insurance is not provided as part of the commercial general liability insurance. The coverage is $5 million.
The general liability insurance relates to: All activities associated with training and competing in track and field events, road running events and cross country events that includes coaches, volunteers, officials, clubs, board members.
Specific details may be requested by emailing info@athleticsalberta.com.
Why General Liability Insurance?
Because of your operations, or actions, you are open or possible suit from Third Parties. You may not be liable but you will need to be defended in court. A Liability policy pays for this defense as well as any costs found against you. Legal fees can be very expensive and this can be an affordable way to have them covered. This policy covers your legal liability for bodily injury to or damage to property of others such as spectators, passers-by, property owners and others resulting from your activities. In addition your legal liability for injury to participants is covered.
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Personal Insurance
Athletics Alberta has partnered with Chubb and Combined Company of Canada to offer our members Personal Insurance.
The Combined Company of Canada is offering our members customizable insurance plans that start as low as $14/month. This insurance will help individuals, families and employers through challenging times by paying cash benefits for covered accidents and illnesses — essentially the funds will help you with your everyday costs while you get back on your feet after an accident or illness.
Is this an alternative to CAIP?
Yes. The Combined Company of Canada will protect you 24/7, 365 days per incident all across Canada and the US. Its insurance plans are customizable to suit your specific needs.
Our Combined Company of Canada representative is Maggie Lam. She can be contacted at this link and provide a quote for you.
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For Clubs – Directors & Officers Insurance
Often referred to as ‘D&O’, our Clubs are required to have Directors & Officers Insurance as part of the Club Policy. Athletics Alberta offers our Clubs D&O as part of our overall commercial general liability insurance. Clubs must OPT IN to receive this benefit by emailing operations@athleticsalberta.com.
